Retire Your Way with Dale Soutas

Well, you know, we talk a lot about, putting together maybe an income plan for retirement, or how to keep up with inflation or taxes, these various things. But you know, it's interesting because I get it regularly where people say, you know...like, I had a couple a week or so back. They don't have children, you know, they would like to spend all their money and maybe spend the last dollar the last day they take their last breathe.
But you know in other words there's some even if they have children and such that's not their main priority, it's not how much we can leave to the kids and grandkids it's you know, we don't want to run out of money. I I get that.But what if something happens to us and we still have assets, you know, money, Investments, properties, Where do you want it to go? 
#retirementincome

We keep running into ones who are concerned about inflation, obviously, because, you know, lately, finally, we've seen things start skyrocketing, not finally in a good way, but for so long it's been so low. We've got some client's case studies that we can chat about, too.

Now, a variation of a fixed annuity is what they call a fixed index. So instead of putting 5 % in your annuity contract, what the insurance company does is simply buy options on various indexes like the S &P 500 or the you know, there's a number of different indexes you can participate in where your money doesn't actually touch the stock market. The insurance company just buys the right to lock in today's value.

We position a portion of it to provide some guaranteed lifetime income, just a portion of his retirement, leaving most everything liquid and keep it balanced.

Alot of people don't understand how long-term care programs work here in California. We have special rules that can help ones to protect their assets and not go, you know, broke trying to care for a loved one. Find Out More...

Is my income going to be enough to retire? Will it Last? Stay Tuned! 
#retirementincome
#fresnofinancialadvisor