What You Don’t Know Can Hurt Your Retirement: The Hidden Gaps in Your Financial Plan

In this episode of Retire Your Way with Dale Soutas, we’re diving into the hidden realities of modern retirement planning. Retirement today is vastly different from 30 years ago—pensions are rare, lifespans are longer, and the burden of planning is squarely on your shoulders. Dale explains why being authentic matters, especially when it comes to your financial future.

We talk about the overwhelming task of funding 30 to 40 years of Saturdays—and why so many people are unprepared. From Roth conversions to tax-deferred "bombs," Dale breaks down strategies for making your money last. We’ll address key questions like: Are you paying unnecessary taxes on your retirement savings? Do you know how to truly optimize Social Security? Have you thought through estate planning in a second marriage?

Dale shares a real story of a couple facing government buyout options, and how early retirement changes everything. He also highlights the dangers of market fluctuations and why average returns don’t tell the full story. Most importantly, he reveals the common blind spots that derail even the best-laid plans. If you don’t know what you don’t know—this episode could be a retirement game changer.

Soutas Financial & Insurance Solutions

333 West Shaw Avenue
Suite 106
Fresno, CA 93704

Phone: 559.230.1648
Fax: 559.230.1651

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