America’s Retirement Experiment: Are You Really Prepared?

In this episode of Retire Your Way, Dale Soutas breaks down the “Boomer Dilemma” and how the shift from pensions to 401(k)s has left many retirees vulnerable. He explains why today’s retirement landscape is vastly different—and riskier—than it was for previous generations. The burden of managing investments has shifted from employers to employees, many of whom aren’t trained to handle that responsibility. Dale highlights tools that can help, including fixed index annuities that protect against market downturns while still offering growth potential.

Listeners will hear real-life examples, including a retiree who slept soundly during recent volatility thanks to having protected income. The episode also explores estate planning risks for high-net-worth families who mistakenly believe they’re safe from estate taxes. Dale shares how lack of liquidity can force heirs to sell valuable properties just to pay off tax liabilities. These are avoidable mistakes—but only with proactive, educated planning. Whether you’re approaching retirement or already there, this episode delivers essential insights to secure your future. Don’t leave your legacy—or your income—up to chance.

Soutas Financial & Insurance Solutions

333 West Shaw Avenue
Suite 106
Fresno, CA 93704

Phone: 559.230.1648
Fax: 559.230.1651

 

#financialplanning #financialadvisor #financialconsultant #incomeplanning #retirementincome #retirementplanning